YEARLY HIGH
0.8822 USD
YEARLY LOW
0.7657 USD
YEARLY AVERAGE
0.8303 USD

2014 NZD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 0.8822. Conversely, the yearly low was recorded on December 8, dropping to 0.7657.

This high-to-low spread represents a total annual volatility of 0.1165 USD. From a start-to-finish perspective, comparing the January average rate of 0.8268 to the December average rate of 0.7761, the exchange rate registered a net change of -6.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8822 was up 2.21% compared to the 2013 peak of 0.8631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,411 USD
2013 Average 4,101 USD
Yearly Trough Low 3,829 USD
Transaction Impact: A difference of 582.30 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8780
0.7668
JanuMarcMayJulySeptNove

NZD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8487, compared to 0.8118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0369 points.

H1 Avg (Jan–Jun) 0.8487
H2 Avg (Jul–Dec) 0.8118

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0611 USD (High: 0.8383 / Low: 0.7772). On the other end, April was the most stable month, with a tight range of 0.0173 USD (High: 0.8714 / Low: 0.8541).

September Spread (Volatile) ±0.0611
April Spread (Stable) ±0.0173

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0300 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0300

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 0.8687) against the same month in 2013 (average: 0.7888), the exchange rate shifted by +0.0799 (+10.12%).

2014 Avg (July) 0.8687
2013 Avg (July) 0.7888

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8377 0.8085 0.8268
February 0.8387 0.8081 0.8285
March 0.8678 0.8368 0.8526
April 0.8714 0.8541 0.8610
May 0.8712 0.8493 0.8603
June 0.8783 0.8422 0.8632
July 0.8822 0.8486 0.8687
August 0.8525 0.8329 0.8435
September 0.8383 0.7772 0.8134
October 0.7975 0.7736 0.7859
November 0.7939 0.7693 0.7833
December 0.7870 0.7657 0.7761