YEARLY HIGH
0.6976 USD
YEARLY LOW
0.5562 USD
YEARLY AVERAGE
0.6361 USD

2022 NZD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.6976. Conversely, the yearly low was recorded on October 15, dropping to 0.5562.

This high-to-low spread represents a total annual volatility of 0.1414 USD. From a start-to-finish perspective, comparing the January average rate of 0.6740 to the December average rate of 0.6354, the exchange rate registered a net change of -5.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.6976 was down 6.28% compared to the 2021 peak of 0.7443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,488 USD
2021 Average 3,536 USD
Yearly Trough Low 2,781 USD
Transaction Impact: A difference of 706.75 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.6992
0.5570
JanuMarcMayJulySeptNove

NZD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6634, compared to 0.6088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0546 points.

H1 Avg (Jan–Jun) 0.6634
H2 Avg (Jul–Dec) 0.6088

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0548 USD (High: 0.6146 / Low: 0.5598). On the other end, February was the most stable month, with a tight range of 0.0160 USD (High: 0.6771 / Low: 0.6611).

September Spread (Volatile) ±0.0548
February Spread (Stable) ±0.0160

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0344 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 0.6874) against the same month in 2021 (average: 0.7132), the exchange rate shifted by -0.0258 (-3.62%).

2022 Avg (March) 0.6874
2021 Avg (March) 0.7132

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6860 0.6544 0.6740
February 0.6771 0.6611 0.6675
March 0.6976 0.6748 0.6874
April 0.6946 0.6455 0.6751
May 0.6557 0.6244 0.6407
June 0.6559 0.6223 0.6355
July 0.6292 0.6108 0.6206
August 0.6455 0.6108 0.6255
September 0.6146 0.5598 0.5940
October 0.5841 0.5562 0.5689
November 0.6314 0.5768 0.6082
December 0.6453 0.6250 0.6354