YEARLY HIGH
0.7453 USD
YEARLY LOW
0.6399 USD
YEARLY AVERAGE
0.6971 USD

2016 NZD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.7453. Conversely, the yearly low was recorded on January 19, dropping to 0.6399.

This high-to-low spread represents a total annual volatility of 0.1054 USD. From a start-to-finish perspective, comparing the January average rate of 0.6546 to the December average rate of 0.7025, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.7453 was down 5.04% compared to the 2015 peak of 0.7848, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,726 USD
2015 Average 3,501 USD
Yearly Trough Low 3,199 USD
Transaction Impact: A difference of 526.94 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.7380
0.6470
JanuMarcMayJulySeptNove

NZD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6777, compared to 0.7166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0390 points.

H1 Avg (Jan–Jun) 0.6777
H2 Avg (Jul–Dec) 0.7166

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0451 USD (High: 0.6849 / Low: 0.6399). On the other end, August was the most stable month, with a tight range of 0.0197 USD (High: 0.7317 / Low: 0.7120).

January Spread (Volatile) ±0.0451
August Spread (Stable) ±0.0197

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0144 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 0.7304) against the same month in 2015 (average: 0.6338), the exchange rate shifted by +0.0967 (+15.25%).

2016 Avg (September) 0.7304
2015 Avg (September) 0.6338

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6849 0.6399 0.6546
February 0.6726 0.6519 0.6636
March 0.6919 0.6608 0.6748
April 0.7045 0.6778 0.6889
May 0.7028 0.6695 0.6795
June 0.7234 0.6804 0.7045
July 0.7307 0.6969 0.7140
August 0.7317 0.7120 0.7225
September 0.7453 0.7234 0.7304
October 0.7294 0.7040 0.7161
November 0.7368 0.6993 0.7143
December 0.7203 0.6877 0.7025