2014 NZD to WST Historical Review

YEARLY HIGH

2.0218 WST

YEARLY LOW

1.8330 WST

YEARLY AVERAGE

1.9370 WST

2014 NZD to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 2.0218. Conversely, the yearly low was recorded on December 8, dropping to 1.8330.

This high-to-low spread represents a total annual volatility of 0.1887 WST. From a start-to-finish perspective, comparing the January average rate of 1.9270 to the December average rate of 1.8641, the exchange rate registered a net change of -3.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.0218 was up 2.89% compared to the 2013 peak of 1.9649, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 10,109 WST

2013 Average 9,483 WST

Yearly Trough Low 9,165 WST

Transaction Impact: A difference of 943.56 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.0078

1.8510

JanuMarcMayJulySeptNove

NZD to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9629, compared to 1.9111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0518 points.

H1 Avg (Jan–Jun) 1.9629

H2 Avg (Jul–Dec) 1.9111

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0940 WST (High: 1.9457 / Low: 1.8517). On the other end, April was the most stable month, with a tight range of 0.0419 WST (High: 2.0060 / Low: 1.9641).

September Spread (Volatile) ±0.0940

April Spread (Stable) ±0.0419

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0450 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0450

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 1.9947) against the same month in 2013 (average: 1.8512), the exchange rate shifted by +0.1435 (+7.75%).

2014 Avg (July) 1.9947

2013 Avg (July) 1.8512

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9565	1.8960	1.9270
February	1.9597	1.8959	1.9369
March	2.0035	1.9553	1.9799
April	2.0060	1.9641	1.9786
May	1.9912	1.9427	1.9682
June	2.0132	1.9497	1.9871
July	2.0218	1.9560	1.9947
August	1.9706	1.9270	1.9497
September	1.9457	1.8517	1.9072
October	1.9040	1.8368	1.8704
November	1.9046	1.8452	1.8805
December	1.8870	1.8330	1.8641