2020 NZD to WST Historical Review

YEARLY HIGH

1.8256 WST

YEARLY LOW

1.5607 WST

YEARLY AVERAGE

1.7294 WST

2020 NZD to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 1.8256. Conversely, the yearly low was recorded on March 18, dropping to 1.5607.

This high-to-low spread represents a total annual volatility of 0.2649 WST. From a start-to-finish perspective, comparing the January average rate of 1.7399 to the December average rate of 1.8099, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8256 was up 1.20% compared to the 2019 peak of 1.8039, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 9,128 WST

2019 Average 8,664 WST

Yearly Trough Low 7,803 WST

Transaction Impact: A difference of 1,324.74 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8266

1.6258

JanuMarcMayJulySeptNove

NZD to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6978, compared to 1.7610 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0632 points.

H1 Avg (Jan–Jun) 1.6978

H2 Avg (Jul–Dec) 1.7610

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1559 WST (High: 1.7165 / Low: 1.5607). On the other end, July was the most stable month, with a tight range of 0.0394 WST (High: 1.7652 / Low: 1.7258).

March Spread (Volatile) ±0.1559

July Spread (Stable) ±0.0394

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0682 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0682

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8099) against the same month in 2019 (average: 1.7428), the exchange rate shifted by +0.0671 (+3.85%).

2020 Avg (December) 1.8099

2019 Avg (December) 1.7428

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7683	1.7068	1.7399
February	1.7325	1.6736	1.7108
March	1.7165	1.5607	1.6425
April	1.7041	1.6180	1.6690
May	1.7155	1.6389	1.6830
June	1.7963	1.7020	1.7415
July	1.7652	1.7258	1.7476
August	1.7767	1.7051	1.7309
September	1.7706	1.7076	1.7453
October	1.7727	1.7257	1.7476
November	1.8222	1.7357	1.7845
December	1.8256	1.7844	1.8099