2021 NZD to WST Historical Review

YEARLY HIGH

1.8649 WST

YEARLY LOW

1.7301 WST

YEARLY AVERAGE

1.7998 WST

2021 NZD to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 1.8649. Conversely, the yearly low was recorded on December 3, dropping to 1.7301.

This high-to-low spread represents a total annual volatility of 0.1348 WST. From a start-to-finish perspective, comparing the January average rate of 1.8059 to the December average rate of 1.7605, the exchange rate registered a net change of -2.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8649 was up 2.15% compared to the 2020 peak of 1.8256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 9,325 WST

2020 Average 8,647 WST

Yearly Trough Low 8,651 WST

Transaction Impact: A difference of 673.93 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8270

1.7544

JanuMarcMayJulySeptNove

NZD to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8075, compared to 1.7921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0154 points.

H1 Avg (Jan–Jun) 1.8075

H2 Avg (Jul–Dec) 1.7921

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0941 WST (High: 1.8434 / Low: 1.7493). On the other end, July was the most stable month, with a tight range of 0.0401 WST (High: 1.7992 / Low: 1.7591).

November Spread (Volatile) ±0.0941

July Spread (Stable) ±0.0401

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0376 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.8201) against the same month in 2020 (average: 1.7108), the exchange rate shifted by +0.1093 (+6.39%).

2021 Avg (February) 1.8201

2020 Avg (February) 1.7108

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8357	1.7824	1.8059
February	1.8649	1.7946	1.8201
March	1.8266	1.7569	1.7999
April	1.8407	1.7760	1.8048
May	1.8472	1.7998	1.8210
June	1.8228	1.7498	1.7935
July	1.7992	1.7591	1.7814
August	1.8075	1.7473	1.7902
September	1.8312	1.7592	1.8078
October	1.8485	1.7787	1.8149
November	1.8434	1.7493	1.7981
December	1.7798	1.7301	1.7605