2018 PEN to BAM Historical Review

YEARLY HIGH

0.5229 BAM

YEARLY LOW

0.4830 BAM

YEARLY AVERAGE

0.5037 BAM

2018 PEN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PEN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 13, valuing the pair at 0.5229. Conversely, the yearly low was recorded on February 15, dropping to 0.4830.

This high-to-low spread represents a total annual volatility of 0.0399 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4990 to the December average rate of 0.5107, the exchange rate registered a net change of 2.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.5229 was down 8.44% compared to the 2017 peak of 0.5711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,614 BAM

2017 Average 2,660 BAM

Yearly Trough Low 2,415 BAM

Transaction Impact: A difference of 199.67 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.5174

0.4846

JanuMarcMayJulySeptNove

PEN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4974, compared to 0.5100 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0126 points.

H1 Avg (Jan–Jun) 0.4974

H2 Avg (Jul–Dec) 0.5100

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0207 BAM (High: 0.5088 / Low: 0.4880). On the other end, February was the most stable month, with a tight range of 0.0082 BAM (High: 0.4912 / Low: 0.4830).

January Spread (Volatile) ±0.0207

February Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0117 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 0.5147) against the same month in 2017 (average: 0.5109), the exchange rate shifted by +0.0038 (+0.74%).

2018 Avg (August) 0.5147

2017 Avg (August) 0.5109

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5088	0.4880	0.4990
February	0.4912	0.4830	0.4874
March	0.4928	0.4843	0.4880
April	0.4978	0.4886	0.4927
May	0.5163	0.4981	0.5051
June	0.5177	0.5066	0.5122
July	0.5147	0.4991	0.5097
August	0.5229	0.5054	0.5147
September	0.5120	0.4957	0.5055
October	0.5159	0.4992	0.5108
November	0.5147	0.4942	0.5086
December	0.5171	0.5057	0.5107