2022 PEN to BAM Historical Review

YEARLY HIGH

0.5186 BAM

YEARLY LOW

0.4330 BAM

YEARLY AVERAGE

0.4850 BAM

2022 PEN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PEN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 0.5186. Conversely, the yearly low was recorded on January 2, dropping to 0.4330.

This high-to-low spread represents a total annual volatility of 0.0855 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4439 to the December average rate of 0.4830, the exchange rate registered a net change of 8.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5186 was up 13.27% compared to the 2021 peak of 0.4578, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,593 BAM

2021 Average 2,134 BAM

Yearly Trough Low 2,165 BAM

Transaction Impact: A difference of 427.68 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5133

0.4376

JanuMarcMayJulySeptNove

PEN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4738, compared to 0.4962 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0223 points.

H1 Avg (Jan–Jun) 0.4738

H2 Avg (Jul–Dec) 0.4962

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0259 BAM (High: 0.5126 / Low: 0.4867). On the other end, December was the most stable month, with a tight range of 0.0108 BAM (High: 0.4904 / Low: 0.4796).

August Spread (Volatile) ±0.0259

December Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0117 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.5070) against the same month in 2021 (average: 0.4042), the exchange rate shifted by +0.1028 (+25.43%).

2022 Avg (September) 0.5070

2021 Avg (September) 0.4042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4570	0.4330	0.4439
February	0.4639	0.4422	0.4545
March	0.4819	0.4622	0.4748
April	0.4888	0.4750	0.4834
May	0.4993	0.4818	0.4926
June	0.5055	0.4851	0.4938
July	0.4979	0.4865	0.4922
August	0.5126	0.4867	0.4988
September	0.5186	0.4984	0.5070
October	0.5098	0.4892	0.5011
November	0.5062	0.4848	0.4947
December	0.4904	0.4796	0.4830