2026 PEN to BAM Historical Review

YEARLY HIGH

0.5091 BAM

YEARLY LOW

0.4754 BAM

YEARLY AVERAGE

0.4953 BAM

2026 PEN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.5091. Conversely, the yearly low was recorded on April 30, dropping to 0.4754.

This high-to-low spread represents a total annual volatility of 0.0337 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4967 to the December average rate of 0.5024, the exchange rate registered a net change of 1.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5091 was down 0.43% compared to the 2025 peak of 0.5113, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,545 BAM

2025 Average 2,430 BAM

Yearly Trough Low 2,377 BAM

Transaction Impact: A difference of 168.55 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5056

0.4852

JanuMarcMayJuly

PEN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4927, compared to 0.5032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 0.4927

H2 Avg (Jul–Dec) 0.5032

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0197 BAM (High: 0.4951 / Low: 0.4754). On the other end, August was the most stable month, with a tight range of 0.0017 BAM (High: 0.5035 / Low: 0.5018).

April Spread (Volatile) ±0.0197

August Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0044 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.5039) against the same month in 2025 (average: 0.4706), the exchange rate shifted by +0.0333 (+7.08%).

2026 Avg (July) 0.5039

2025 Avg (July) 0.4706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5010	0.4884	0.4967
February	0.4948	0.4892	0.4926
March	0.5009	0.4855	0.4913
April	0.4951	0.4754	0.4869
May	0.4940	0.4760	0.4907
June	0.5070	0.4885	0.4981
July	0.5091	0.5020	0.5039
August	0.5035	0.5018	0.5024