2012 PEN to BGN Historical Review

YEARLY HIGH

0.6131 BGN

YEARLY LOW

0.5440 BGN

YEARLY AVERAGE

0.5775 BGN

2012 PEN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PEN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.6131. Conversely, the yearly low was recorded on February 24, dropping to 0.5440.

This high-to-low spread represents a total annual volatility of 0.0691 BGN. From a start-to-finish perspective, comparing the January average rate of 0.5633 to the December average rate of 0.5811, the exchange rate registered a net change of 3.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6131 was up 8.89% compared to the 2011 peak of 0.5631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,066 BGN

2011 Average 2,554 BGN

Yearly Trough Low 2,720 BGN

Transaction Impact: A difference of 345.46 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6091

0.5464

JanuMarcMayJulySeptNove

PEN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5645, compared to 0.5904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0259 points.

H1 Avg (Jan–Jun) 0.5645

H2 Avg (Jul–Dec) 0.5904

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0308 BGN (High: 0.6131 / Low: 0.5823). On the other end, October was the most stable month, with a tight range of 0.0096 BGN (High: 0.5868 / Low: 0.5773).

July Spread (Volatile) ±0.0308

October Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0187 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0187

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.6039) against the same month in 2011 (average: 0.4996), the exchange rate shifted by +0.1042 (+20.86%).

2012 Avg (July) 0.6039

2011 Avg (July) 0.4996

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5735	0.5519	0.5633
February	0.5614	0.5440	0.5516
March	0.5612	0.5492	0.5549
April	0.5637	0.5500	0.5597
May	0.5828	0.5612	0.5727
June	0.5912	0.5777	0.5849
July	0.6131	0.5823	0.6039
August	0.6103	0.5948	0.6034
September	0.5973	0.5746	0.5848
October	0.5868	0.5773	0.5822
November	0.5919	0.5814	0.5870
December	0.5881	0.5746	0.5811