2026 PEN to BGN Historical Review

YEARLY HIGH

0.5072 BGN

YEARLY LOW

0.4757 BGN

YEARLY AVERAGE

0.4954 BGN

2026 PEN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.5072. Conversely, the yearly low was recorded on May 2, dropping to 0.4757.

This high-to-low spread represents a total annual volatility of 0.0315 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4965 to the December average rate of 0.5019, the exchange rate registered a net change of 1.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5072 was down 1.22% compared to the 2025 peak of 0.5134, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,536 BGN

2025 Average 2,430 BGN

Yearly Trough Low 2,379 BGN

Transaction Impact: A difference of 157.26 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5056

0.4851

JanuMarcMayJuly

PEN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4929, compared to 0.5029 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 0.4929

H2 Avg (Jul–Dec) 0.5029

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0202 BGN (High: 0.4967 / Low: 0.4764). On the other end, August was the most stable month, with a tight range of 0.0001 BGN (High: 0.5020 / Low: 0.5019).

April Spread (Volatile) ±0.0202

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0050 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.4989) against the same month in 2025 (average: 0.4710), the exchange rate shifted by +0.0279 (+5.92%).

2026 Avg (June) 0.4989

2025 Avg (June) 0.4710

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5018	0.4861	0.4965
February	0.4962	0.4894	0.4929
March	0.5005	0.4832	0.4918
April	0.4967	0.4764	0.4868
May	0.4938	0.4757	0.4903
June	0.5072	0.4886	0.4989
July	0.5062	0.5014	0.5039
August	0.5020	0.5019	0.5019