2025 PEN to BGN Historical Review

YEARLY HIGH

0.5134 BGN

YEARLY LOW

0.4590 BGN

YEARLY AVERAGE

0.4860 BGN

2025 PEN to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 0.5134. Conversely, the yearly low was recorded on April 16, dropping to 0.4590.

This high-to-low spread represents a total annual volatility of 0.0545 BGN. From a start-to-finish perspective, comparing the January average rate of 0.5039 to the December average rate of 0.4959, the exchange rate registered a net change of -1.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5134 was up 1.48% compared to the 2024 peak of 0.5059, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,567 BGN

2024 Average 2,409 BGN

Yearly Trough Low 2,295 BGN

Transaction Impact: A difference of 272.45 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5104

0.4675

JanuMarcMayJulySeptNove

PEN to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4869, compared to 0.4851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.4869

H2 Avg (Jul–Dec) 0.4851

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0337 BGN (High: 0.4926 / Low: 0.4590). On the other end, November was the most stable month, with a tight range of 0.0054 BGN (High: 0.5044 / Low: 0.4990).

April Spread (Volatile) ±0.0337

November Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0247 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.5068) against the same month in 2024 (average: 0.4733), the exchange rate shifted by +0.0335 (+7.08%).

2025 Avg (February) 0.5068

2024 Avg (February) 0.4733

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5073	0.4997	0.5039
February	0.5134	0.5028	0.5068
March	0.5107	0.4882	0.4958
April	0.4926	0.4590	0.4711
May	0.4832	0.4676	0.4730
June	0.4753	0.4645	0.4710
July	0.4813	0.4662	0.4711
August	0.4805	0.4690	0.4742
September	0.4795	0.4725	0.4764
October	0.5015	0.4795	0.4915
November	0.5044	0.4990	0.5016
December	0.5006	0.4884	0.4959