2014 PEN to FJD Historical Review

YEARLY HIGH

0.6742 FJD

YEARLY LOW

0.6486 FJD

YEARLY AVERAGE

0.6623 FJD

2014 PEN to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 0.6742. Conversely, the yearly low was recorded on September 6, dropping to 0.6486.

This high-to-low spread represents a total annual volatility of 0.0256 FJD. From a start-to-finish perspective, comparing the January average rate of 0.6708 to the December average rate of 0.6683, the exchange rate registered a net change of -0.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6742 was down 3.74% compared to the 2013 peak of 0.7003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,371 FJD

2013 Average 3,389 FJD

Yearly Trough Low 3,243 FJD

Transaction Impact: A difference of 127.77 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6722

0.6554

JanuMarcMayJulySeptNove

PEN to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6622, compared to 0.6623 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.6622

H2 Avg (Jul–Dec) 0.6623

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0178 FJD (High: 0.6712 / Low: 0.6534). On the other end, April was the most stable month, with a tight range of 0.0068 FJD (High: 0.6603 / Low: 0.6535).

March Spread (Volatile) ±0.0178

April Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.6708) against the same month in 2013 (average: 0.6919), the exchange rate shifted by -0.0211 (-3.05%).

2014 Avg (January) 0.6708

2013 Avg (January) 0.6919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6742	0.6650	0.6708
February	0.6736	0.6629	0.6671
March	0.6712	0.6534	0.6631
April	0.6603	0.6535	0.6580
May	0.6660	0.6511	0.6576
June	0.6666	0.6519	0.6568
July	0.6645	0.6535	0.6592
August	0.6645	0.6513	0.6594
September	0.6652	0.6486	0.6586
October	0.6680	0.6566	0.6631
November	0.6705	0.6574	0.6653
December	0.6739	0.6638	0.6683