2016 PEN to FJD Historical Review

YEARLY HIGH

0.6364 FJD

YEARLY LOW

0.6001 FJD

YEARLY AVERAGE

0.6182 FJD

2016 PEN to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 20, valuing the pair at 0.6364. Conversely, the yearly low was recorded on February 28, dropping to 0.6001.

This high-to-low spread represents a total annual volatility of 0.0363 FJD. From a start-to-finish perspective, comparing the January average rate of 0.6269 to the December average rate of 0.6193, the exchange rate registered a net change of -1.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.6364 was down 6.81% compared to the 2015 peak of 0.6829, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,182 FJD

2015 Average 3,284 FJD

Yearly Trough Low 3,001 FJD

Transaction Impact: A difference of 181.39 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.6334

0.6041

JanuMarcMayJulySeptNove

PEN to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6226, compared to 0.6139 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.6226

H2 Avg (Jul–Dec) 0.6139

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0257 FJD (High: 0.6353 / Low: 0.6096). On the other end, September was the most stable month, with a tight range of 0.0082 FJD (High: 0.6110 / Low: 0.6028).

December Spread (Volatile) ±0.0257

September Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0179 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0179

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.6310) against the same month in 2015 (average: 0.6476), the exchange rate shifted by -0.0166 (-2.56%).

2016 Avg (May) 0.6310

2015 Avg (May) 0.6476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6355	0.6201	0.6269
February	0.6195	0.6001	0.6090
March	0.6267	0.6057	0.6153
April	0.6320	0.6139	0.6262
May	0.6364	0.6213	0.6310
June	0.6313	0.6215	0.6271
July	0.6318	0.6157	0.6244
August	0.6204	0.6074	0.6153
September	0.6110	0.6028	0.6066
October	0.6151	0.6025	0.6080
November	0.6176	0.6015	0.6098
December	0.6353	0.6096	0.6193