2020 PEN to FJD Historical Review

YEARLY HIGH

0.6826 FJD

YEARLY LOW

0.5633 FJD

YEARLY AVERAGE

0.6214 FJD

2020 PEN to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.6826. Conversely, the yearly low was recorded on December 30, dropping to 0.5633.

This high-to-low spread represents a total annual volatility of 0.1192 FJD. From a start-to-finish perspective, comparing the January average rate of 0.6514 to the December average rate of 0.5712, the exchange rate registered a net change of -12.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6826 was up 3.05% compared to the 2019 peak of 0.6624, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,413 FJD

2019 Average 3,230 FJD

Yearly Trough Low 2,817 FJD

Transaction Impact: A difference of 596.22 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6780

0.5615

JanuMarcMayJulySeptNove

PEN to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6506, compared to 0.5922 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0584 points.

H1 Avg (Jan–Jun) 0.6506

H2 Avg (Jul–Dec) 0.5922

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0537 FJD (High: 0.6814 / Low: 0.6277). On the other end, October was the most stable month, with a tight range of 0.0111 FJD (High: 0.5982 / Low: 0.5871).

March Spread (Volatile) ±0.0537

October Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0289 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.6683) against the same month in 2019 (average: 0.6467), the exchange rate shifted by +0.0216 (+3.34%).

2020 Avg (April) 0.6683

2019 Avg (April) 0.6467

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6558	0.6433	0.6514
February	0.6549	0.6419	0.6494
March	0.6814	0.6277	0.6519
April	0.6826	0.6598	0.6683
May	0.6654	0.6449	0.6557
June	0.6409	0.6144	0.6268
July	0.6174	0.6009	0.6106
August	0.6036	0.5921	0.5977
September	0.6040	0.5916	0.5974
October	0.5982	0.5871	0.5933
November	0.5967	0.5695	0.5828
December	0.5779	0.5633	0.5712