2020 PEN to GNF Historical Review

YEARLY HIGH

2879.5488 GNF

YEARLY LOW

2656.4182 GNF

YEARLY AVERAGE

2754.0366 GNF

2020 PEN to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2879.5488. Conversely, the yearly low was recorded on March 18, dropping to 2656.4182.

This high-to-low spread represents a total annual volatility of 223.1306 GNF. From a start-to-finish perspective, comparing the January average rate of 2852.1203 to the December average rate of 2761.7138, the exchange rate registered a net change of -3.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2879.5488 was down 0.18% compared to the 2019 peak of 2884.8376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 14,397,744 GNF

2019 Average 13,833,980 GNF

Yearly Trough Low 13,282,091 GNF

Transaction Impact: A difference of 1,115,653.14 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2866.4438

2694.5608

JanuMarcMayJulySeptNove

PEN to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2779.4991, compared to 2728.5740 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 50.9251 points.

H1 Avg (Jan–Jun) 2779.4991

H2 Avg (Jul–Dec) 2728.5740

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 141.5993 GNF (High: 2798.0175 / Low: 2656.4182). On the other end, July was the most stable month, with a tight range of 36.8839 GNF (High: 2754.1136 / Low: 2717.2297).

March Spread (Volatile) ±141.5993

July Spread (Stable) ±36.8839

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 75.5611 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -75.5611

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2852.1203) against the same month in 2019 (average: 2740.5269), the exchange rate shifted by +111.5934 (+4.07%).

2020 Avg (January) 2852.1203

2019 Avg (January) 2740.5269

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2879.5488	2780.6499	2852.1203
February	2816.8958	2731.2201	2793.0573
March	2798.0175	2656.4182	2717.4962
April	2828.3811	2722.6721	2791.8765
May	2822.2136	2735.6652	2772.8788
June	2808.1871	2718.0585	2749.5656
July	2754.1136	2717.2297	2737.6894
August	2735.5055	2691.9626	2708.8844
September	2753.4383	2701.8329	2728.5864
October	2736.4308	2691.1399	2720.2092
November	2742.9833	2661.3453	2714.3611
December	2777.9820	2720.5924	2761.7138