2021 PEN to GNF Historical Review

YEARLY HIGH

2843.2869 GNF

YEARLY LOW

2295.1407 GNF

YEARLY AVERAGE

2544.4363 GNF

2021 PEN to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 2843.2869. Conversely, the yearly low was recorded on December 21, dropping to 2295.1407.

This high-to-low spread represents a total annual volatility of 548.1462 GNF. From a start-to-finish perspective, comparing the January average rate of 2813.6254 to the December average rate of 2327.9369, the exchange rate registered a net change of -17.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2843.2869 was down 1.26% compared to the 2020 peak of 2879.5488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 14,216,435 GNF

2020 Average 13,769,551 GNF

Yearly Trough Low 11,475,704 GNF

Transaction Impact: A difference of 2,740,731.04 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2862.1942

2279.3681

JanuMarcMayJulySeptNove

PEN to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2691.4748, compared to 2397.3979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 294.0769 points.

H1 Avg (Jan–Jun) 2691.4748

H2 Avg (Jul–Dec) 2397.3979

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 188.7292 GNF (High: 2783.1051 / Low: 2594.3760). On the other end, September was the most stable month, with a tight range of 33.7303 GNF (High: 2395.2777 / Low: 2361.5474).

April Spread (Volatile) ±188.7292

September Spread (Stable) ±33.7303

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 108.1813 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -108.1813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2813.6254) against the same month in 2020 (average: 2852.1203), the exchange rate shifted by -38.4949 (-1.35%).

2021 Avg (January) 2813.6254

2020 Avg (January) 2852.1203

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2843.2869	2749.3419	2813.6254
February	2824.9568	2757.0157	2790.0353
March	2767.9504	2669.8641	2716.2924
April	2783.1051	2594.3760	2702.3481
May	2695.9674	2548.5197	2617.3644
June	2563.3486	2465.9093	2509.1830
July	2533.7836	2466.8951	2490.9875
August	2488.1351	2372.6005	2398.1410
September	2395.2777	2361.5474	2380.0212
October	2485.4419	2360.4770	2416.7429
November	2408.7411	2321.3038	2370.5578
December	2369.3812	2295.1407	2327.9369