2025 PEN to ILS Historical Review

YEARLY HIGH

1.0281 ILS

YEARLY LOW

0.9354 ILS

YEARLY AVERAGE

0.9669 ILS

2025 PEN to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 1.0281. Conversely, the yearly low was recorded on July 10, dropping to 0.9354.

This high-to-low spread represents a total annual volatility of 0.0926 ILS. From a start-to-finish perspective, comparing the January average rate of 0.9642 to the December average rate of 0.9547, the exchange rate registered a net change of -0.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0281 was down 0.14% compared to the 2024 peak of 1.0295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,140 ILS

2024 Average 4,932 ILS

Yearly Trough Low 4,677 ILS

Transaction Impact: A difference of 463.08 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0068

0.9372

JanuMarcMayJulySeptNove

PEN to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9774, compared to 0.9564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0210 points.

H1 Avg (Jan–Jun) 0.9774

H2 Avg (Jul–Dec) 0.9564

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0619 ILS (High: 1.0281 / Low: 0.9662). On the other end, September was the most stable month, with a tight range of 0.0164 ILS (High: 0.9615 / Low: 0.9451).

March Spread (Volatile) ±0.0619

September Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0263 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0263

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 1.0010) against the same month in 2024 (average: 0.9780), the exchange rate shifted by +0.0229 (+2.35%).

2025 Avg (March) 1.0010

2024 Avg (March) 0.9780

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9793	0.9478	0.9642
February	0.9767	0.9461	0.9621
March	1.0281	0.9662	1.0010
April	1.0263	0.9831	0.9985
May	0.9867	0.9565	0.9722
June	0.9969	0.9468	0.9667
July	0.9521	0.9354	0.9430
August	0.9749	0.9367	0.9580
September	0.9615	0.9451	0.9555
October	0.9750	0.9419	0.9615
November	0.9760	0.9497	0.9658
December	0.9681	0.9439	0.9547