YEARLY HIGH
0.9488 ILS
YEARLY LOW
0.8231 ILS
YEARLY AVERAGE
0.8924 ILS

2026 PEN to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.9488. Conversely, the yearly low was recorded on May 30, dropping to 0.8231.

This high-to-low spread represents a total annual volatility of 0.1257 ILS. From a start-to-finish perspective, comparing the January average rate of 0.9366 to the December average rate of 0.9066, the exchange rate registered a net change of -3.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9488 was down 7.71% compared to the 2025 peak of 1.0281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,744 ILS
2025 Average 4,835 ILS
Yearly Trough Low 4,116 ILS
Transaction Impact: A difference of 628.67 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9474
0.8176
JanuMarcMayJuly

PEN to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8902, compared to 0.8989 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 0.8902
H2 Avg (Jul–Dec) 0.8989

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0750 ILS (High: 0.9184 / Low: 0.8434). On the other end, August was the most stable month, with a tight range of 0.0005 ILS (High: 0.9069 / Low: 0.9064).

April Spread (Volatile) ±0.0750
August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0545 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0545

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.9366) against the same month in 2025 (average: 0.9642), the exchange rate shifted by -0.0277 (-2.87%).

2026 Avg (January) 0.9366
2025 Avg (January) 0.9642

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9488 0.9173 0.9366
February 0.9360 0.9130 0.9247
March 0.9358 0.8898 0.9057
April 0.9184 0.8434 0.8830
May 0.8393 0.8231 0.8284
June 0.8824 0.8243 0.8628
July 0.9123 0.8733 0.8913
August 0.9069 0.9064 0.9066