2020 PEN to INR Historical Review

YEARLY HIGH

22.6508 INR

YEARLY LOW

20.1842 INR

YEARLY AVERAGE

21.2269 INR

2020 PEN to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 22.6508. Conversely, the yearly low was recorded on December 31, dropping to 20.1842.

This high-to-low spread represents a total annual volatility of 2.4666 INR. From a start-to-finish perspective, comparing the January average rate of 21.4313 to the December average rate of 20.4574, the exchange rate registered a net change of -4.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 22.6508 was up 4.96% compared to the 2019 peak of 21.5809, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 113,254 INR

2019 Average 105,518 INR

Yearly Trough Low 100,921 INR

Transaction Impact: A difference of 12,332.85 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22.6116

20.2615

JanuMarcMayJulySeptNove

PEN to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.7166, compared to 20.7372 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9793 points.

H1 Avg (Jan–Jun) 21.7166

H2 Avg (Jul–Dec) 20.7372

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5213 INR (High: 22.3622 / Low: 20.8409). On the other end, February was the most stable month, with a tight range of 0.3378 INR (High: 21.2308 / Low: 20.8930).

March Spread (Volatile) ±1.5213

February Spread (Stable) ±0.3378

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5057 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.5057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 22.4158) against the same month in 2019 (average: 21.0154), the exchange rate shifted by +1.4004 (+6.66%).

2020 Avg (April) 22.4158

2019 Avg (April) 21.0154

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.7053	21.1223	21.4313
February	21.2308	20.8930	21.1119
March	22.3622	20.8409	21.3720
April	22.6508	21.9612	22.4158
May	22.4991	21.8959	22.1619
June	22.1455	21.3632	21.8067
July	21.5203	21.0603	21.3010
August	21.2689	20.5169	20.9490
September	20.8734	20.4211	20.6814
October	20.6372	20.2381	20.4604
November	20.7166	20.3079	20.5742
December	20.5882	20.1842	20.4574