2021 PEN to INR Historical Review

YEARLY HIGH

20.8019 INR

YEARLY LOW

17.7918 INR

YEARLY AVERAGE

19.0868 INR

2021 PEN to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 20.8019. Conversely, the yearly low was recorded on September 4, dropping to 17.7918.

This high-to-low spread represents a total annual volatility of 3.0101 INR. From a start-to-finish perspective, comparing the January average rate of 20.1555 to the December average rate of 18.6490, the exchange rate registered a net change of -7.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 20.8019 was down 8.16% compared to the 2020 peak of 22.6508, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 104,010 INR

2020 Average 106,130 INR

Yearly Trough Low 88,959 INR

Transaction Impact: A difference of 15,050.72 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.4165

17.6884

JanuMarcMayJulySeptNove

PEN to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.6984, compared to 18.4752 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2232 points.

H1 Avg (Jan–Jun) 19.6984

H2 Avg (Jul–Dec) 18.4752

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.3446 INR (High: 20.8019 / Low: 19.4573). On the other end, September was the most stable month, with a tight range of 0.2378 INR (High: 18.0296 / Low: 17.7918).

April Spread (Volatile) ±1.3446

September Spread (Stable) ±0.2378

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.7688 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.7688

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 20.1892) against the same month in 2020 (average: 22.4158), the exchange rate shifted by -2.2266 (-9.93%).

2021 Avg (April) 20.1892

2020 Avg (April) 22.4158

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.3607	20.0133	20.1555
February	20.2042	19.8169	19.9774
March	20.0468	19.4151	19.6346
April	20.8019	19.4573	20.1892
May	20.0725	18.8716	19.4203
June	19.1026	18.6035	18.8132
July	19.2600	18.7288	18.9284
August	18.9533	17.8903	18.1750
September	18.0296	17.7918	17.9157
October	19.1314	17.9177	18.6516
November	18.7298	18.4143	18.5315
December	18.8435	18.4149	18.6490