2020 PEN to PKR Historical Review

YEARLY HIGH

49.7571 PKR

YEARLY LOW

43.1573 PKR

YEARLY AVERAGE

46.3263 PKR

2020 PEN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 49.7571. Conversely, the yearly low was recorded on November 16, dropping to 43.1573.

This high-to-low spread represents a total annual volatility of 6.5997 PKR. From a start-to-finish perspective, comparing the January average rate of 46.5290 to the December average rate of 44.5140, the exchange rate registered a net change of -4.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 49.7571 was down 0.06% compared to the 2019 peak of 49.7854, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 248,785 PKR

2019 Average 225,085 PKR

Yearly Trough Low 215,787 PKR

Transaction Impact: A difference of 32,998.75 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.8312

43.7456

JanuMarcMayJulySeptNove

PEN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.7461, compared to 45.9065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8397 points.

H1 Avg (Jan–Jun) 46.7461

H2 Avg (Jul–Dec) 45.9065

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.1654 PKR (High: 48.5696 / Low: 44.4042). On the other end, December was the most stable month, with a tight range of 0.5073 PKR (High: 44.7334 / Low: 44.2262).

March Spread (Volatile) ±4.1654

December Spread (Stable) ±0.5073

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.4667 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.4667

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 48.4074) against the same month in 2019 (average: 42.8472), the exchange rate shifted by +5.5601 (+12.98%).

2020 Avg (April) 48.4074

2019 Avg (April) 42.8472

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	46.8487	45.6278	46.5290
February	45.9375	44.6664	45.5322
March	48.5696	44.4042	45.4039
April	49.7571	47.3579	48.4074
May	47.5851	46.5116	46.9407
June	48.5145	47.4584	47.6636
July	48.0356	46.9466	47.5518
August	47.5798	46.8717	47.2157
September	47.2140	46.0060	46.6967
October	45.8783	44.3662	45.2914
November	44.8139	43.1573	44.1694
December	44.7334	44.2262	44.5140