YEARLY HIGH
84.0208 PKR
YEARLY LOW
79.3364 PKR
YEARLY AVERAGE
81.9651 PKR

2026 PEN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 84.0208. Conversely, the yearly low was recorded on April 30, dropping to 79.3364.

This high-to-low spread represents a total annual volatility of 4.6844 PKR. From a start-to-finish perspective, comparing the January average rate of 83.3640 to the December average rate of 81.9524, the exchange rate registered a net change of -1.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 84.0208 was down 0.07% compared to the 2025 peak of 84.0788, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 420,104 PKR
2025 Average 395,204 PKR
Yearly Trough Low 396,682 PKR
Transaction Impact: A difference of 23,422.14 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

83.5861
80.9209
JanuMarcMayJuly

PEN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 82.0037, compared to 81.8495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1541 points.

H1 Avg (Jan–Jun) 82.0037
H2 Avg (Jul–Dec) 81.8495

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 3.4481 PKR (High: 83.2949 / Low: 79.8468). On the other end, August was the most stable month, with a tight range of 0.0092 PKR (High: 81.9579 / Low: 81.9487).

March Spread (Volatile) ±3.4481
August Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.1344 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -2.1344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 83.3640) against the same month in 2025 (average: 74.3437), the exchange rate shifted by +9.0203 (+12.13%).

2026 Avg (January) 83.3640
2025 Avg (January) 74.3437

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 84.0208 83.0488 83.3640
February 83.6822 83.0586 83.2774
March 83.2949 79.8468 81.1430
April 82.6443 79.3364 81.1553
May 81.8384 79.4797 81.3952
June 82.2318 80.2723 81.6871
July 82.3358 81.4078 81.7467
August 81.9579 81.9487 81.9524