2015 PEN to SVC Historical Review

YEARLY HIGH

2.9397 SVC

YEARLY LOW

2.5571 SVC

YEARLY AVERAGE

2.7511 SVC

2015 PEN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 2.9397. Conversely, the yearly low was recorded on December 6, dropping to 2.5571.

This high-to-low spread represents a total annual volatility of 0.3826 SVC. From a start-to-finish perspective, comparing the January average rate of 2.9149 to the December average rate of 2.5826, the exchange rate registered a net change of -11.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.9397 was down 7.08% compared to the 2014 peak of 3.1636, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 14,698 SVC

2014 Average 15,418 SVC

Yearly Trough Low 12,785 SVC

Transaction Impact: A difference of 1,912.99 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.9481

2.5493

JanuMarcMayJulySeptNove

PEN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8232, compared to 2.6791 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1441 points.

H1 Avg (Jan–Jun) 2.8232

H2 Avg (Jul–Dec) 2.6791

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0979 SVC (High: 2.7474 / Low: 2.6496). On the other end, July was the most stable month, with a tight range of 0.0254 SVC (High: 2.7615 / Low: 2.7361).

August Spread (Volatile) ±0.0979

July Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0745 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0745

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.9149) against the same month in 2014 (average: 3.1149), the exchange rate shifted by -0.2001 (-6.42%).

2015 Avg (January) 2.9149

2014 Avg (January) 3.1149

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9397	2.8640	2.9149
February	2.8664	2.8266	2.8443
March	2.8524	2.8118	2.8336
April	2.8279	2.7838	2.8018
May	2.7905	2.7615	2.7765
June	2.7880	2.7530	2.7682
July	2.7615	2.7361	2.7509
August	2.7474	2.6496	2.7016
September	2.7376	2.6908	2.7188
October	2.7173	2.6651	2.6975
November	2.6618	2.5883	2.6230
December	2.5980	2.5571	2.5826