2021 PEN to SVC Historical Review

YEARLY HIGH

2.4342 SVC

YEARLY LOW

2.1138 SVC

YEARLY AVERAGE

2.2600 SVC

2021 PEN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 2.4342. Conversely, the yearly low was recorded on October 2, dropping to 2.1138.

This high-to-low spread represents a total annual volatility of 0.3203 SVC. From a start-to-finish perspective, comparing the January average rate of 2.4134 to the December average rate of 2.1643, the exchange rate registered a net change of -10.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4342 was down 8.02% compared to the 2020 peak of 2.6465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 12,171 SVC

2020 Average 12,527 SVC

Yearly Trough Low 10,569 SVC

Transaction Impact: A difference of 1,601.73 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4417

2.1017

JanuMarcMayJulySeptNove

PEN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3505, compared to 2.1695 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1811 points.

H1 Avg (Jan–Jun) 2.3505

H2 Avg (Jul–Dec) 2.1695

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1433 SVC (High: 2.4342 / Low: 2.2909). On the other end, February was the most stable month, with a tight range of 0.0115 SVC (High: 2.4062 / Low: 2.3947).

April Spread (Volatile) ±0.1433

February Spread (Stable) ±0.0115

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0849 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0849

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 2.3715) against the same month in 2020 (average: 2.5723), the exchange rate shifted by -0.2008 (-7.81%).

2021 Avg (April) 2.3715

2020 Avg (April) 2.5723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4257	2.3988	2.4134
February	2.4062	2.3947	2.4005
March	2.3929	2.3263	2.3599
April	2.4342	2.2909	2.3715
May	2.3908	2.2718	2.3214
June	2.2876	2.1963	2.2366
July	2.2555	2.1990	2.2218
August	2.2296	2.1271	2.1457
September	2.1409	2.1165	2.1301
October	2.2318	2.1138	2.1778
November	2.1897	2.1525	2.1771
December	2.2078	2.1423	2.1643