2025 PEN to SVC Historical Review

YEARLY HIGH

2.6160 SVC

YEARLY LOW

2.3126 SVC

YEARLY AVERAGE

2.4545 SVC

2025 PEN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 2.6160. Conversely, the yearly low was recorded on January 15, dropping to 2.3126.

This high-to-low spread represents a total annual volatility of 0.3033 SVC. From a start-to-finish perspective, comparing the January average rate of 2.3342 to the December average rate of 2.5988, the exchange rate registered a net change of 11.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.6160 was up 9.73% compared to the 2024 peak of 2.3841, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 13,080 SVC

2024 Average 11,658 SVC

Yearly Trough Low 11,563 SVC

Transaction Impact: A difference of 1,516.66 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.6253

2.3078

JanuMarcMayJulySeptNove

PEN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3786, compared to 2.5305 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1520 points.

H1 Avg (Jan–Jun) 2.3786

H2 Avg (Jul–Dec) 2.5305

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.1043 SVC (High: 2.5186 / Low: 2.4143). On the other end, November was the most stable month, with a tight range of 0.0164 SVC (High: 2.5999 / Low: 2.5835).

August Spread (Volatile) ±0.1043

November Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0284 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0284

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 2.5988) against the same month in 2024 (average: 2.3441), the exchange rate shifted by +0.2547 (+10.87%).

2025 Avg (December) 2.5988

2024 Avg (December) 2.3441

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3561	2.3126	2.3342
February	2.3890	2.3250	2.3623
March	2.4145	2.3477	2.3931
April	2.3873	2.3364	2.3647
May	2.4033	2.3706	2.3885
June	2.4689	2.4009	2.4285
July	2.4704	2.4340	2.4613
August	2.5186	2.4143	2.4696
September	2.5189	2.4732	2.5000
October	2.5925	2.5161	2.5598
November	2.5999	2.5835	2.5936
December	2.6160	2.5625	2.5988