2015 PEN to TOP Historical Review

YEARLY HIGH

0.7037 TOP

YEARLY LOW

0.6418 TOP

YEARLY AVERAGE

0.6658 TOP

2015 PEN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 0.7037. Conversely, the yearly low was recorded on May 28, dropping to 0.6418.

This high-to-low spread represents a total annual volatility of 0.0619 TOP. From a start-to-finish perspective, comparing the January average rate of 0.6594 to the December average rate of 0.6640, the exchange rate registered a net change of 0.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.7037 was up 2.47% compared to the 2014 peak of 0.6867, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,518 TOP

2014 Average 3,324 TOP

Yearly Trough Low 3,209 TOP

Transaction Impact: A difference of 309.28 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6918

0.6396

JanuMarcMayJulySeptNove

PEN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6531, compared to 0.6784 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0253 points.

H1 Avg (Jan–Jun) 0.6531

H2 Avg (Jul–Dec) 0.6784

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0335 TOP (High: 0.6816 / Low: 0.6481). On the other end, May was the most stable month, with a tight range of 0.0063 TOP (High: 0.6482 / Low: 0.6418).

June Spread (Volatile) ±0.0335

May Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0206 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0206

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.6855) against the same month in 2014 (average: 0.6649), the exchange rate shifted by +0.0206 (+3.10%).

2015 Avg (September) 0.6855

2014 Avg (September) 0.6649

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6647	0.6471	0.6594
February	0.6652	0.6432	0.6525
March	0.6613	0.6433	0.6518
April	0.6555	0.6461	0.6500
May	0.6482	0.6418	0.6440
June	0.6816	0.6481	0.6610
July	0.6975	0.6693	0.6797
August	0.6979	0.6745	0.6870
September	0.7037	0.6717	0.6855
October	0.6970	0.6730	0.6875
November	0.6739	0.6599	0.6669
December	0.6761	0.6545	0.6640