2025 PEN to TOP Historical Review

YEARLY HIGH

0.7198 TOP

YEARLY LOW

0.6358 TOP

YEARLY AVERAGE

0.6761 TOP

2025 PEN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 0.7198. Conversely, the yearly low was recorded on January 6, dropping to 0.6358.

This high-to-low spread represents a total annual volatility of 0.0840 TOP. From a start-to-finish perspective, comparing the January average rate of 0.6479 to the December average rate of 0.7152, the exchange rate registered a net change of 10.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7198 was up 10.99% compared to the 2024 peak of 0.6486, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,599 TOP

2024 Average 3,157 TOP

Yearly Trough Low 3,179 TOP

Transaction Impact: A difference of 419.99 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7219

0.6412

JanuMarcMayJulySeptNove

PEN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6557, compared to 0.6966 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0410 points.

H1 Avg (Jan–Jun) 0.6557

H2 Avg (Jul–Dec) 0.6966

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0247 TOP (High: 0.6934 / Low: 0.6687). On the other end, November was the most stable month, with a tight range of 0.0068 TOP (High: 0.7175 / Low: 0.7106).

August Spread (Volatile) ±0.0247

November Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0081 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.7152) against the same month in 2024 (average: 0.6417), the exchange rate shifted by +0.0735 (+11.45%).

2025 Avg (December) 0.7152

2024 Avg (December) 0.6417

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6558	0.6358	0.6479
February	0.6576	0.6444	0.6512
March	0.6659	0.6464	0.6589
April	0.6567	0.6434	0.6508
May	0.6613	0.6522	0.6568
June	0.6793	0.6609	0.6683
July	0.6810	0.6692	0.6774
August	0.6934	0.6687	0.6804
September	0.6927	0.6806	0.6882
October	0.7129	0.6924	0.7045
November	0.7175	0.7106	0.7142
December	0.7198	0.7063	0.7152