2026 PEN to TOP Historical Review

YEARLY HIGH

0.7233 TOP

YEARLY LOW

0.6851 TOP

YEARLY AVERAGE

0.7083 TOP

2026 PEN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.7233. Conversely, the yearly low was recorded on April 30, dropping to 0.6851.

This high-to-low spread represents a total annual volatility of 0.0382 TOP. From a start-to-finish perspective, comparing the January average rate of 0.7171 to the December average rate of 0.7125, the exchange rate registered a net change of -0.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7233 was up 0.48% compared to the 2025 peak of 0.7198, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,616 TOP

2025 Average 3,382 TOP

Yearly Trough Low 3,425 TOP

Transaction Impact: A difference of 191.02 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7193

0.6980

JanuMarcMayJuly

PEN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7076, compared to 0.7104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.7076

H2 Avg (Jul–Dec) 0.7104

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0298 TOP (High: 0.7185 / Low: 0.6887). On the other end, August was the most stable month, with a tight range of 0.0002 TOP (High: 0.7126 / Low: 0.7124).

March Spread (Volatile) ±0.0298

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0178 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0178

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.7171) against the same month in 2025 (average: 0.6479), the exchange rate shifted by +0.0692 (+10.68%).

2026 Avg (January) 0.7171

2025 Avg (January) 0.6479

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7233	0.7146	0.7171
February	0.7204	0.7145	0.7175
March	0.7185	0.6887	0.6998
April	0.7145	0.6851	0.7005
May	0.7081	0.6865	0.7037
June	0.7121	0.6947	0.7068
July	0.7137	0.7044	0.7083
August	0.7126	0.7124	0.7125