YEARLY HIGH
695.7422 TZS
YEARLY LOW
633.1643 TZS
YEARLY AVERAGE
662.9368 TZS

2020 PEN to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 695.7422. Conversely, the yearly low was recorded on November 16, dropping to 633.1643.

This high-to-low spread represents a total annual volatility of 62.5779 TZS. From a start-to-finish perspective, comparing the January average rate of 692.7861 to the December average rate of 644.0896, the exchange rate registered a net change of -7.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 695.7422 was down 2.62% compared to the 2019 peak of 714.4850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,478,711 TZS
2019 Average 3,457,937 TZS
Yearly Trough Low 3,165,822 TZS
Transaction Impact: A difference of 312,889.46 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

697.7873
637.7728
JanuMarcMayJulySeptNove

PEN to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 676.3912, compared to 649.4824 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 26.9088 points.

H1 Avg (Jan–Jun) 676.3912
H2 Avg (Jul–Dec) 649.4824

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 34.2074 TZS (High: 679.2972 / Low: 645.0898). On the other end, December was the most stable month, with a tight range of 6.4187 TZS (High: 646.9809 / Low: 640.5622).

March Spread (Volatile) ±34.2074
December Spread (Stable) ±6.4187

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 20.1656 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -20.1656

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 692.7861) against the same month in 2019 (average: 689.8807), the exchange rate shifted by +2.9054 (+0.42%).

2020 Avg (January) 692.7861
2019 Avg (January) 689.8807

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 695.7422 682.0384 692.7861
February 686.8925 665.4798 681.0345
March 679.2972 645.0898 660.8689
April 686.7901 668.8599 680.1711
May 687.0535 671.6246 676.9888
June 680.4914 655.3947 666.4978
July 663.2762 654.1268 659.9035
August 660.0561 646.9583 652.3829
September 658.1086 644.5105 652.5721
October 649.2135 640.3533 645.1724
November 648.3192 633.1643 642.7740
December 646.9809 640.5622 644.0896