YEARLY HIGH
748.6488 TZS
YEARLY LOW
645.3751 TZS
YEARLY AVERAGE
717.8435 TZS

2025 PEN to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 23, valuing the pair at 748.6488. Conversely, the yearly low was recorded on January 1, dropping to 645.3751.

This high-to-low spread represents a total annual volatility of 103.2736 TZS. From a start-to-finish perspective, comparing the January average rate of 669.6655 to the December average rate of 732.4516, the exchange rate registered a net change of 9.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 748.6488 was up 1.92% compared to the 2024 peak of 734.5460, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,743,244 TZS
2024 Average 3,483,964 TZS
Yearly Trough Low 3,226,876 TZS
Transaction Impact: A difference of 516,368.14 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

741.8597
663.1024
JanuMarcMayJulySeptNove

PEN to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 713.7643, compared to 721.9226 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.1583 points.

H1 Avg (Jan–Jun) 713.7643
H2 Avg (Jul–Dec) 721.9226

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 45.3674 TZS (High: 737.9483 / Low: 692.5810). On the other end, May was the most stable month, with a tight range of 12.4484 TZS (High: 740.6482 / Low: 728.1998).

August Spread (Volatile) ±45.3674
May Spread (Stable) ±12.4484

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 20.2332 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -20.2332

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 732.9477) against the same month in 2024 (average: 693.1023), the exchange rate shifted by +39.8454 (+5.75%).

2025 Avg (June) 732.9477
2024 Avg (June) 693.1023

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 687.1119 645.3751 669.6655
February 711.1127 685.4596 698.1579
March 733.4417 696.3758 722.1094
April 734.4879 713.1464 724.4089
May 740.6482 728.1998 735.2966
June 748.6488 714.0658 732.9477
July 744.7392 714.2857 732.0937
August 737.9483 692.5810 711.8605
September 713.6125 700.8777 707.3787
October 735.3361 706.6743 720.2207
November 734.8488 716.8455 727.5305
December 740.9580 723.6256 732.4516