YEARLY HIGH
784.4125 TZS
YEARLY LOW
733.8958 TZS
YEARLY AVERAGE
765.1306 TZS

2026 PEN to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 784.4125. Conversely, the yearly low was recorded on January 1, dropping to 733.8958.

This high-to-low spread represents a total annual volatility of 50.5167 TZS. From a start-to-finish perspective, comparing the January average rate of 750.1143 to the December average rate of 782.5158, the exchange rate registered a net change of 4.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 784.4125 was up 4.78% compared to the 2025 peak of 748.6488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,922,062 TZS
2025 Average 3,589,740 TZS
Yearly Trough Low 3,669,479 TZS
Transaction Impact: A difference of 252,583.40 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

785.7560
746.8742
JanuMarcMayJuly

PEN to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 760.6614, compared to 778.5382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 17.8768 points.

H1 Avg (Jan–Jun) 760.6614
H2 Avg (Jul–Dec) 778.5382

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 34.6728 TZS (High: 773.0124 / Low: 738.3396). On the other end, August was the most stable month, with a tight range of 1.5393 TZS (High: 783.2676 / Low: 781.7283).

April Spread (Volatile) ±34.6728
August Spread (Stable) ±1.5393

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 18.1213 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -18.1213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 774.5605) against the same month in 2025 (average: 732.0937), the exchange rate shifted by +42.4668 (+5.80%).

2026 Avg (July) 774.5605
2025 Avg (July) 732.0937

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 767.4991 733.8958 750.1143
February 777.7375 762.0480 769.3541
March 765.4717 739.4065 751.2329
April 773.0124 738.3396 756.6168
May 772.5546 742.6942 766.3937
June 778.0111 754.2659 770.2564
July 784.4125 768.6477 774.5605
August 783.2676 781.7283 782.5158