2020 PEN to XCD Historical Review

YEARLY HIGH

0.8174 XCD

YEARLY LOW

0.7375 XCD

YEARLY AVERAGE

0.7740 XCD

2020 PEN to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.8174. Conversely, the yearly low was recorded on November 16, dropping to 0.7375.

This high-to-low spread represents a total annual volatility of 0.0799 XCD. From a start-to-finish perspective, comparing the January average rate of 0.8127 to the December average rate of 0.7506, the exchange rate registered a net change of -7.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8174 was down 0.75% compared to the 2019 peak of 0.8236, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,087 XCD

2019 Average 4,051 XCD

Yearly Trough Low 3,687 XCD

Transaction Impact: A difference of 399.54 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8190

0.7428

JanuMarcMayJulySeptNove

PEN to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7914, compared to 0.7565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0349 points.

H1 Avg (Jan–Jun) 0.7914

H2 Avg (Jul–Dec) 0.7565

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0451 XCD (High: 0.8016 / Low: 0.7565). On the other end, December was the most stable month, with a tight range of 0.0074 XCD (High: 0.7540 / Low: 0.7466).

March Spread (Volatile) ±0.0451

December Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0221 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0221

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.8127) against the same month in 2019 (average: 0.8085), the exchange rate shifted by +0.0042 (+0.52%).

2020 Avg (January) 0.8127

2019 Avg (January) 0.8085

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8174	0.7984	0.8127
February	0.8037	0.7823	0.7970
March	0.8016	0.7565	0.7750
April	0.8023	0.7812	0.7947
May	0.8050	0.7838	0.7911
June	0.7945	0.7641	0.7778
July	0.7730	0.7626	0.7685
August	0.7672	0.7537	0.7591
September	0.7668	0.7505	0.7602
October	0.7559	0.7459	0.7516
November	0.7555	0.7375	0.7491
December	0.7540	0.7466	0.7506