2026 PEN to XCD Historical Review

YEARLY HIGH

0.8118 XCD

YEARLY LOW

0.7689 XCD

YEARLY AVERAGE

0.7950 XCD

2026 PEN to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.8118. Conversely, the yearly low was recorded on April 30, dropping to 0.7689.

This high-to-low spread represents a total annual volatility of 0.0429 XCD. From a start-to-finish perspective, comparing the January average rate of 0.8049 to the December average rate of 0.7998, the exchange rate registered a net change of -0.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8118 was up 0.48% compared to the 2025 peak of 0.8080, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,059 XCD

2025 Average 3,792 XCD

Yearly Trough Low 3,845 XCD

Transaction Impact: A difference of 214.41 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8073

0.7834

JanuMarcMayJuly

PEN to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7942, compared to 0.7974 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.7942

H2 Avg (Jul–Dec) 0.7974

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0335 XCD (High: 0.8065 / Low: 0.7730). On the other end, August was the most stable month, with a tight range of 0.0000 XCD (High: 0.7998 / Low: 0.7998).

March Spread (Volatile) ±0.0335

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0199 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.8049) against the same month in 2025 (average: 0.7209), the exchange rate shifted by +0.0841 (+11.66%).

2026 Avg (January) 0.8049

2025 Avg (January) 0.7209

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8118	0.8021	0.8049
February	0.8086	0.8019	0.8054
March	0.8065	0.7730	0.7854
April	0.8020	0.7689	0.7863
May	0.7947	0.7705	0.7899
June	0.7993	0.7797	0.7933
July	0.8011	0.7906	0.7951
August	0.7998	0.7998	0.7998