2025 PEN to XCD Historical Review

YEARLY HIGH

0.8080 XCD

YEARLY LOW

0.7141 XCD

YEARLY AVERAGE

0.7582 XCD

2025 PEN to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 0.8080. Conversely, the yearly low was recorded on January 14, dropping to 0.7141.

This high-to-low spread represents a total annual volatility of 0.0938 XCD. From a start-to-finish perspective, comparing the January average rate of 0.7209 to the December average rate of 0.8027, the exchange rate registered a net change of 11.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8080 was up 9.75% compared to the 2024 peak of 0.7362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 4,040 XCD

2024 Average 3,601 XCD

Yearly Trough Low 3,571 XCD

Transaction Impact: A difference of 469.15 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8109

0.7127

JanuMarcMayJulySeptNove

PEN to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7345, compared to 0.7819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0474 points.

H1 Avg (Jan–Jun) 0.7345

H2 Avg (Jul–Dec) 0.7819

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0277 XCD (High: 0.7782 / Low: 0.7505). On the other end, November was the most stable month, with a tight range of 0.0076 XCD (High: 0.8053 / Low: 0.7977).

August Spread (Volatile) ±0.0277

November Spread (Stable) ±0.0076

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0093 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.8027) against the same month in 2024 (average: 0.7242), the exchange rate shifted by +0.0785 (+10.84%).

2025 Avg (December) 0.8027

2024 Avg (December) 0.7242

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7291	0.7141	0.7209
February	0.7381	0.7152	0.7294
March	0.7475	0.7255	0.7396
April	0.7364	0.7216	0.7302
May	0.7420	0.7321	0.7369
June	0.7625	0.7418	0.7502
July	0.7643	0.7511	0.7604
August	0.7782	0.7505	0.7637
September	0.7775	0.7640	0.7724
October	0.8002	0.7771	0.7907
November	0.8053	0.7977	0.8016
December	0.8080	0.7927	0.8027