2020 PGK to JMD Historical Review

YEARLY HIGH

43.0628 JMD

YEARLY LOW

38.2634 JMD

YEARLY AVERAGE

40.9253 JMD

2020 PGK to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 26, valuing the pair at 43.0628. Conversely, the yearly low was recorded on January 5, dropping to 38.2634.

This high-to-low spread represents a total annual volatility of 4.7993 JMD. From a start-to-finish perspective, comparing the January average rate of 39.5495 to the December average rate of 40.8765, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 43.0628 was down 13.85% compared to the 2019 peak of 49.9875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 215,314 JMD

2019 Average 197,364 JMD

Yearly Trough Low 191,317 JMD

Transaction Impact: A difference of 23,996.67 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

42.7692

39.1435

JanuMarcMayJulySeptNove

PGK to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.3932, compared to 41.4573 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0641 points.

H1 Avg (Jan–Jun) 40.3932

H2 Avg (Jul–Dec) 41.4573

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 3.0175 JMD (High: 41.2809 / Low: 38.2634). On the other end, August was the most stable month, with a tight range of 1.0328 JMD (High: 43.0628 / Low: 42.0300).

January Spread (Volatile) ±3.0175

August Spread (Stable) ±1.0328

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6571 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.6571

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 42.4670) against the same month in 2019 (average: 39.7476), the exchange rate shifted by +2.7195 (+6.84%).

2020 Avg (August) 42.4670

2019 Avg (August) 39.7476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.2809	38.2634	39.5495
February	42.0157	40.2910	41.1028
March	40.2910	38.6506	39.4457
April	40.9868	38.8634	39.9161
May	42.6055	40.7817	41.6473
June	41.3865	40.1373	40.6979
July	42.4597	39.9237	41.2491
August	43.0628	42.0300	42.4670
September	42.3930	39.9246	41.1822
October	41.6998	40.1253	41.1944
November	42.2645	41.1971	41.7747
December	41.6002	40.3958	40.8765