YEARLY HIGH
44.3099 JMD
YEARLY LOW
40.0560 JMD
YEARLY AVERAGE
42.6869 JMD

2021 PGK to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 44.3099. Conversely, the yearly low was recorded on January 4, dropping to 40.0560.

This high-to-low spread represents a total annual volatility of 4.2539 JMD. From a start-to-finish perspective, comparing the January average rate of 40.8120 to the December average rate of 43.7381, the exchange rate registered a net change of 7.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 44.3099 was up 2.90% compared to the 2020 peak of 43.0628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 221,549 JMD
2020 Average 204,623 JMD
Yearly Trough Low 200,280 JMD
Transaction Impact: A difference of 21,269.37 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

44.4395
40.4822
JanuMarcMayJulySeptNove

PGK to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 42.0490, compared to 43.3247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2757 points.

H1 Avg (Jan–Jun) 42.0490
H2 Avg (Jul–Dec) 43.3247

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.4091 JMD (High: 43.6357 / Low: 41.2266). On the other end, November was the most stable month, with a tight range of 0.4149 JMD (High: 44.3099 / Low: 43.8949).

April Spread (Volatile) ±2.4091
November Spread (Stable) ±0.4149

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.1709 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.1709

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 44.1098) against the same month in 2020 (average: 41.7747), the exchange rate shifted by +2.3351 (+5.59%).

2021 Avg (November) 44.1098
2020 Avg (November) 41.7747

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 41.5277 40.0560 40.8120
February 42.9345 41.5023 42.3404
March 42.7719 41.0834 41.7422
April 43.6357 41.2266 42.2597
May 43.6831 42.0345 42.7029
June 42.9771 41.9586 42.4368
July 44.1819 42.0919 43.5001
August 44.1670 42.7295 43.5745
September 43.1343 41.8758 42.4036
October 43.8668 41.5630 42.6223
November 44.3099 43.8949 44.1098
December 44.2185 43.3440 43.7381