2025 PGK to JMD Historical Review

YEARLY HIGH

39.4718 JMD

YEARLY LOW

36.8834 JMD

YEARLY AVERAGE

38.4205 JMD

2025 PGK to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PGK to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 39.4718. Conversely, the yearly low was recorded on December 29, dropping to 36.8834.

This high-to-low spread represents a total annual volatility of 2.5883 JMD. From a start-to-finish perspective, comparing the January average rate of 38.9523 to the December average rate of 37.4935, the exchange rate registered a net change of -3.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 39.4718 was down 6.29% compared to the 2024 peak of 42.1191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 197,359 JMD

2024 Average 200,945 JMD

Yearly Trough Low 184,417 JMD

Transaction Impact: A difference of 12,941.64 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

39.3167

37.3278

JanuMarcMayJulySeptNove

PGK to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.7758, compared to 38.0652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7107 points.

H1 Avg (Jan–Jun) 38.7758

H2 Avg (Jul–Dec) 38.0652

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 1.5437 JMD (High: 39.2813 / Low: 37.7377). On the other end, February was the most stable month, with a tight range of 0.7394 JMD (High: 39.3734 / Low: 38.6339).

March Spread (Volatile) ±1.5437

February Spread (Stable) ±0.7394

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5798 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5798

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 38.9523) against the same month in 2024 (average: 41.5349), the exchange rate shifted by -2.5826 (-6.22%).

2025 Avg (January) 38.9523

2024 Avg (January) 41.5349

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.4718	38.2897	38.9523
February	39.3734	38.6339	39.1510
March	39.2813	37.7377	38.5712
April	39.1362	38.1768	38.5136
May	39.1721	38.2378	38.8148
June	38.9064	38.1299	38.6522
July	38.9461	38.1827	38.6057
August	38.8251	37.6939	38.2668
September	38.5017	37.6647	38.1439
October	38.4042	37.5070	37.9680
November	38.1264	37.2521	37.9131
December	37.7864	36.8834	37.4935