2020 PHP to BOB Historical Review

YEARLY HIGH

0.1444 BOB

YEARLY LOW

0.1330 BOB

YEARLY AVERAGE

0.1392 BOB

2020 PHP to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.1444. Conversely, the yearly low was recorded on March 18, dropping to 0.1330.

This high-to-low spread represents a total annual volatility of 0.0114 BOB. From a start-to-finish perspective, comparing the January average rate of 0.1360 to the December average rate of 0.1434, the exchange rate registered a net change of 5.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1444 was up 5.20% compared to the 2019 peak of 0.1373, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 36,103 BOB

2019 Average 33,380 BOB

Yearly Trough Low 33,255 BOB

Transaction Impact: A difference of 2,848.14 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1442

0.1345

JanuMarcMayJulySeptNove

PHP to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1363, compared to 0.1421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.1363

H2 Avg (Jul–Dec) 0.1421

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0047 BOB (High: 0.1377 / Low: 0.1330). On the other end, September was the most stable month, with a tight range of 0.0008 BOB (High: 0.1427 / Low: 0.1419).

March Spread (Volatile) ±0.0047

September Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0008 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1434) against the same month in 2019 (average: 0.1362), the exchange rate shifted by +0.0072 (+5.30%).

2020 Avg (December) 0.1434

2019 Avg (December) 0.1362

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1371	0.1353	0.1360
February	0.1369	0.1354	0.1361
March	0.1377	0.1330	0.1353
April	0.1373	0.1351	0.1361
May	0.1382	0.1355	0.1365
June	0.1391	0.1369	0.1380
July	0.1410	0.1387	0.1398
August	0.1428	0.1406	0.1416
September	0.1427	0.1419	0.1423
October	0.1428	0.1419	0.1424
November	0.1436	0.1421	0.1430
December	0.1444	0.1426	0.1434