2025 PHP to BOB Historical Review

YEARLY HIGH

0.1252 BOB

YEARLY LOW

0.1166 BOB

YEARLY AVERAGE

0.1203 BOB

2025 PHP to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 0.1252. Conversely, the yearly low was recorded on December 9, dropping to 0.1166.

This high-to-low spread represents a total annual volatility of 0.0086 BOB. From a start-to-finish perspective, comparing the January average rate of 0.1182 to the December average rate of 0.1176, the exchange rate registered a net change of -0.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1252 was down 0.02% compared to the 2024 peak of 0.1252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 31,303 BOB

2024 Average 30,173 BOB

Yearly Trough Low 29,160 BOB

Transaction Impact: A difference of 2,142.72 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1251

0.1167

JanuMarcMayJulySeptNove

PHP to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1211, compared to 0.1195 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.1211

H2 Avg (Jul–Dec) 0.1195

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0044 BOB (High: 0.1223 / Low: 0.1179). On the other end, November was the most stable month, with a tight range of 0.0013 BOB (High: 0.1182 / Low: 0.1169).

August Spread (Volatile) ±0.0044

November Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0021 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 0.1244) against the same month in 2024 (average: 0.1196), the exchange rate shifted by +0.0048 (+4.02%).

2025 Avg (May) 0.1244

2024 Avg (May) 0.1196

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1191	0.1171	0.1182
February	0.1201	0.1183	0.1192
March	0.1211	0.1192	0.1203
April	0.1236	0.1203	0.1216
May	0.1252	0.1238	0.1244
June	0.1245	0.1208	0.1227
July	0.1228	0.1185	0.1215
August	0.1223	0.1179	0.1210
September	0.1223	0.1184	0.1207
October	0.1194	0.1170	0.1185
November	0.1182	0.1169	0.1174
December	0.1186	0.1166	0.1176