2026 PHP to BOB Historical Review

YEARLY HIGH

0.1828 BOB

YEARLY LOW

0.1118 BOB

YEARLY AVERAGE

0.1177 BOB

2026 PHP to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 0.1828. Conversely, the yearly low was recorded on June 6, dropping to 0.1118.

This high-to-low spread represents a total annual volatility of 0.0709 BOB. From a start-to-finish perspective, comparing the January average rate of 0.1169 to the December average rate of 0.1317, the exchange rate registered a net change of 12.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1828 was up 45.97% compared to the 2025 peak of 0.1252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 45,692 BOB

2025 Average 30,070 BOB

Yearly Trough Low 27,960 BOB

Transaction Impact: A difference of 17,732.46 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1337

0.1105

JanuMarcMayJuly

PHP to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1153, compared to 0.1317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0164 points.

H1 Avg (Jan–Jun) 0.1153

H2 Avg (Jul–Dec) 0.1317

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.0705 BOB (High: 0.1828 / Low: 0.1123). On the other end, May was the most stable month, with a tight range of 0.0007 BOB (High: 0.1128 / Low: 0.1121).

July Spread (Volatile) ±0.0705

May Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0027 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.1317) against the same month in 2025 (average: 0.1215), the exchange rate shifted by +0.0102 (+8.40%).

2026 Avg (July) 0.1317

2025 Avg (July) 0.1215

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1176	0.1161	0.1169
February	0.1199	0.1170	0.1188
March	0.1195	0.1140	0.1161
April	0.1165	0.1121	0.1148
May	0.1128	0.1121	0.1124
June	0.1148	0.1118	0.1130
July	0.1828	0.1123	0.1317