YEARLY HIGH
39.3957 CDF
YEARLY LOW
34.5750 CDF
YEARLY AVERAGE
37.1388 CDF

2022 PHP to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PHP to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 39.3957. Conversely, the yearly low was recorded on October 24, dropping to 34.5750.

This high-to-low spread represents a total annual volatility of 4.8207 CDF. From a start-to-finish perspective, comparing the January average rate of 39.1523 to the December average rate of 36.8294, the exchange rate registered a net change of -5.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 39.3957 was down 6.04% compared to the 2021 peak of 41.9277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 9,848,915 CDF
2021 Average 10,106,690 CDF
Yearly Trough Low 8,643,743 CDF
Transaction Impact: A difference of 1,205,172.08 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

39.6021
34.3970
JanuMarcMayJulySeptNove

PHP to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.5165, compared to 35.7612 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.7553 points.

H1 Avg (Jan–Jun) 38.5165
H2 Avg (Jul–Dec) 35.7612

Volatility Range Comparison

Volatility

The most volatile month in 2022 was June, with a trading range of 1.8009 CDF (High: 38.1554 / Low: 36.3545). On the other end, January was the most stable month, with a tight range of 0.4035 CDF (High: 39.3409 / Low: 38.9373).

June Spread (Volatile) ±1.8009
January Spread (Stable) ±0.4035

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.5142 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.5142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 39.1684) against the same month in 2021 (average: 41.0094), the exchange rate shifted by -1.8411 (-4.49%).

2022 Avg (February) 39.1684
2021 Avg (February) 41.0094

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 39.3409 38.9373 39.1523
February 39.3957 38.8475 39.1684
March 39.0789 38.2140 38.5053
April 39.0732 38.2568 38.6108
May 38.8316 38.1525 38.3773
June 38.1554 36.3545 37.2847
July 36.3344 35.4034 35.7706
August 36.7275 35.7350 36.0297
September 36.0396 34.6175 35.4281
October 35.2601 34.5750 34.8307
November 36.4140 34.7254 35.6784
December 37.2027 36.3487 36.8294