YEARLY HIGH
52.5641 CDF
YEARLY LOW
35.9884 CDF
YEARLY AVERAGE
47.4959 CDF

2025 PHP to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 52.5641. Conversely, the yearly low was recorded on November 15, dropping to 35.9884.

This high-to-low spread represents a total annual volatility of 16.5757 CDF. From a start-to-finish perspective, comparing the January average rate of 48.7973 to the December average rate of 38.3665, the exchange rate registered a net change of -21.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 52.5641 was up 2.21% compared to the 2024 peak of 51.4291, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 13,141,024 CDF
2024 Average 12,286,930 CDF
Yearly Trough Low 8,997,104 CDF
Transaction Impact: A difference of 4,143,920.45 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

53.5574
36.2509
JanuMarcMayJulySeptNove

PHP to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 50.4181, compared to 44.5737 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.8444 points.

H1 Avg (Jan–Jun) 50.4181
H2 Avg (Jul–Dec) 44.5737

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 8.2173 CDF (High: 45.1333 / Low: 36.9160). On the other end, March was the most stable month, with a tight range of 0.7259 CDF (High: 50.1609 / Low: 49.4350).

October Spread (Volatile) ±8.2173
March Spread (Stable) ±0.7259

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 9.4318 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -9.4318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 52.1152) against the same month in 2024 (average: 48.3856), the exchange rate shifted by +3.7296 (+7.71%).

2025 Avg (May) 52.1152
2024 Avg (May) 48.3856

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 49.3512 48.2531 48.7973
February 49.6670 48.3963 49.3613
March 50.1609 49.4350 49.9241
April 51.8085 50.5101 50.9879
May 52.5641 51.4484 52.1152
June 52.2387 50.4417 51.3228
July 51.5640 49.7619 50.9726
August 51.2740 49.8588 50.7008
September 51.1703 45.1667 49.5704
October 45.1333 36.9160 40.1386
November 39.1187 35.9884 37.6932
December 38.9880 36.7686 38.3665