2026 PHP to CDF Historical Review

YEARLY HIGH

40.0948 CDF

YEARLY LOW

36.3217 CDF

YEARLY AVERAGE

37.9613 CDF

2026 PHP to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 40.0948. Conversely, the yearly low was recorded on January 21, dropping to 36.3217.

This high-to-low spread represents a total annual volatility of 3.7731 CDF. From a start-to-finish perspective, comparing the January average rate of 38.2117 to the December average rate of 37.2767, the exchange rate registered a net change of -2.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 40.0948 was down 23.72% compared to the 2025 peak of 52.5641, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,023,700 CDF

2025 Average 11,870,421 CDF

Yearly Trough Low 9,080,434 CDF

Transaction Impact: A difference of 943,265.67 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

38.9083

37.0222

JanuMarcMayJuly

PHP to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.0754, compared to 37.2767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7987 points.

H1 Avg (Jan–Jun) 38.0754

H2 Avg (Jul–Dec) 37.2767

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 3.4836 CDF (High: 40.0948 / Low: 36.6112). On the other end, July was the most stable month, with a tight range of 0.7828 CDF (High: 37.5368 / Low: 36.7540).

February Spread (Volatile) ±3.4836

July Spread (Stable) ±0.7828

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.2940 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.2940

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 38.7511) against the same month in 2025 (average: 49.3613), the exchange rate shifted by -10.6102 (-21.49%).

2026 Avg (February) 38.7511

2025 Avg (February) 49.3613

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.3708	36.3217	38.2117
February	40.0948	36.6112	38.7511
March	39.3413	36.7589	38.1730
April	39.0757	37.7010	38.4733
May	37.8621	36.9288	37.1793
June	38.4921	36.9830	37.6637
July	37.5368	36.7540	37.2767