2020 PHP to CRC Historical Review

YEARLY HIGH

12.7698 CRC

YEARLY LOW

10.8787 CRC

YEARLY AVERAGE

11.7927 CRC

2020 PHP to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 12.7698. Conversely, the yearly low was recorded on March 17, dropping to 10.8787.

This high-to-low spread represents a total annual volatility of 1.8911 CRC. From a start-to-finish perspective, comparing the January average rate of 11.1808 to the December average rate of 12.5896, the exchange rate registered a net change of 12.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.7698 was up 8.68% compared to the 2019 peak of 11.7500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 3,192,454 CRC

2019 Average 2,834,632 CRC

Yearly Trough Low 2,719,674 CRC

Transaction Impact: A difference of 472,779.91 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.7631

11.0369

JanuMarcMayJulySeptNove

PHP to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2690, compared to 12.3164 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0473 points.

H1 Avg (Jan–Jun) 11.2690

H2 Avg (Jul–Dec) 12.3164

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5820 CRC (High: 11.4607 / Low: 10.8787). On the other end, October was the most stable month, with a tight range of 0.1445 CRC (High: 12.5249 / Low: 12.3804).

March Spread (Volatile) ±0.5820

October Spread (Stable) ±0.1445

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0296 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 12.6193) against the same month in 2019 (average: 11.4088), the exchange rate shifted by +1.2105 (+10.61%).

2020 Avg (November) 12.6193

2019 Avg (November) 11.4088

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.3573	11.0382	11.1808
February	11.2983	11.0805	11.2033
March	11.4607	10.8787	11.2019
April	11.4286	11.0224	11.2555
May	11.3799	11.1787	11.2570
June	11.6372	11.3099	11.5157
July	11.8736	11.6448	11.7817
August	12.3221	11.8736	12.1500
September	12.4582	12.2347	12.3156
October	12.5249	12.3804	12.4420
November	12.7698	12.4603	12.6193
December	12.7103	12.4695	12.5896