YEARLY HIGH
9.1929 CRC
YEARLY LOW
8.2356 CRC
YEARLY AVERAGE
8.7661 CRC

2025 PHP to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 9.1929. Conversely, the yearly low was recorded on December 9, dropping to 8.2356.

This high-to-low spread represents a total annual volatility of 0.9573 CRC. From a start-to-finish perspective, comparing the January average rate of 8.6471 to the December average rate of 8.4210, the exchange rate registered a net change of -2.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.1929 was down 2.34% compared to the 2024 peak of 9.4130, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 2,298,237 CRC
2024 Average 2,250,474 CRC
Yearly Trough Low 2,058,908 CRC
Transaction Impact: A difference of 239,329.50 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.1887
8.3512
JanuMarcMayJulySeptNove

PHP to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.8542, compared to 8.6781 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1761 points.

H1 Avg (Jan–Jun) 8.8542
H2 Avg (Jul–Dec) 8.6781

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.3543 CRC (High: 9.1622 / Low: 8.8079). On the other end, November was the most stable month, with a tight range of 0.1015 CRC (High: 8.5636 / Low: 8.4620).

June Spread (Volatile) ±0.3543
November Spread (Stable) ±0.1015

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1964 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1964

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 9.1189) against the same month in 2024 (average: 8.8722), the exchange rate shifted by +0.2468 (+2.78%).

2025 Avg (May) 9.1189
2024 Avg (May) 8.8722

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.7891 8.5540 8.6471
February 8.8242 8.6298 8.7405
March 8.8337 8.6182 8.7277
April 9.0675 8.7387 8.9069
May 9.1929 9.0668 9.1189
June 9.1622 8.8079 8.9842
July 8.9741 8.6687 8.8752
August 8.9343 8.6188 8.8439
September 8.9408 8.6531 8.8085
October 8.6828 8.4907 8.6122
November 8.5636 8.4620 8.5076
December 8.5260 8.2356 8.4210