YEARLY HIGH
8.5447 CRC
YEARLY LOW
7.3170 CRC
YEARLY AVERAGE
7.7766 CRC

2026 PHP to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on February 12, valuing the pair at 8.5447. Conversely, the yearly low was recorded on June 1, dropping to 7.3170.

This high-to-low spread represents a total annual volatility of 1.2278 CRC. From a start-to-finish perspective, comparing the January average rate of 8.3670 to the December average rate of 7.3805, the exchange rate registered a net change of -11.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 8.5447 was down 7.05% compared to the 2025 peak of 9.1929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 2,136,184 CRC
2025 Average 2,191,488 CRC
Yearly Trough Low 1,829,241 CRC
Transaction Impact: A difference of 306,942.92 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

8.4669
7.2690
JanuMarcMayJuly

PHP to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.8427, compared to 7.3805 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4621 points.

H1 Avg (Jan–Jun) 7.8427
H2 Avg (Jul–Dec) 7.3805

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.5141 CRC (High: 8.1608 / Low: 7.6467). On the other end, May was the most stable month, with a tight range of 0.0712 CRC (High: 7.4212 / Low: 7.3500).

March Spread (Volatile) ±0.5141
May Spread (Stable) ±0.0712

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4836 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.4836

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 8.3558) against the same month in 2025 (average: 8.7405), the exchange rate shifted by -0.3847 (-4.40%).

2026 Avg (February) 8.3558
2025 Avg (February) 8.7405

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.4670 8.1972 8.3670
February 8.5447 8.1680 8.3558
March 8.1608 7.6467 7.8722
April 7.8087 7.3793 7.6406
May 7.4212 7.3500 7.3688
June 7.5566 7.3170 7.4515
July 7.4134 7.3340 7.3805