2026 PHP to DJF Historical Review

YEARLY HIGH

3.0895 DJF

YEARLY LOW

2.8773 DJF

YEARLY AVERAGE

2.9578 DJF

2026 PHP to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 3.0895. Conversely, the yearly low was recorded on July 23, dropping to 2.8773.

This high-to-low spread represents a total annual volatility of 0.2123 DJF. From a start-to-finish perspective, comparing the January average rate of 3.0080 to the December average rate of 2.8887, the exchange rate registered a net change of -3.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.0895 was down 4.23% compared to the 2025 peak of 3.2261, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 772,382 DJF

2025 Average 773,687 DJF

Yearly Trough Low 719,318 DJF

Transaction Impact: A difference of 53,063.25 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.0744

2.8718

JanuMarcMayJuly

PHP to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9693, compared to 2.8887 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0806 points.

H1 Avg (Jan–Jun) 2.9693

H2 Avg (Jul–Dec) 2.8887

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1452 DJF (High: 3.0798 / Low: 2.9346). On the other end, May was the most stable month, with a tight range of 0.0141 DJF (High: 2.9049 / Low: 2.8909).

March Spread (Volatile) ±0.1452

May Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0714 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0714

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 3.0575) against the same month in 2025 (average: 3.0671), the exchange rate shifted by -0.0096 (-0.31%).

2026 Avg (February) 3.0575

2025 Avg (February) 3.0671

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0469	2.9867	3.0080
February	3.0895	3.0131	3.0575
March	3.0798	2.9346	2.9861
April	3.0021	2.8852	2.9573
May	2.9049	2.8909	2.8983
June	2.9476	2.8779	2.9086
July	2.9004	2.8773	2.8887