YEARLY HIGH
208.4174 GNF
YEARLY LOW
183.3827 GNF
YEARLY AVERAGE
194.0770 GNF

2020 PHP to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 208.4174. Conversely, the yearly low was recorded on March 18, dropping to 183.3827.

This high-to-low spread represents a total annual volatility of 25.0347 GNF. From a start-to-finish perspective, comparing the January average rate of 186.5851 to the December average rate of 206.8139, the exchange rate registered a net change of 10.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 208.4174 was up 10.31% compared to the 2019 peak of 188.9372, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 52,104,353 GNF
2019 Average 44,586,656 GNF
Yearly Trough Low 45,845,680 GNF
Transaction Impact: A difference of 6,258,672.85 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

208.8820
184.0658
JanuMarcMayJulySeptNove

PHP to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 187.4859, compared to 200.6681 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 13.1823 points.

H1 Avg (Jan–Jun) 187.4859
H2 Avg (Jul–Dec) 200.6681

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.4519 GNF (High: 189.8346 / Low: 183.3827). On the other end, October was the most stable month, with a tight range of 1.1511 GNF (High: 202.2166 / Low: 201.0656).

March Spread (Volatile) ±6.4519
October Spread (Stable) ±1.1511

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2728 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.2728

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 206.8139) against the same month in 2019 (average: 186.7264), the exchange rate shifted by +20.0876 (+10.76%).

2020 Avg (December) 206.8139
2019 Avg (December) 186.7264

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 189.5622 184.3450 186.5851
February 188.7512 184.5292 186.4066
March 189.8346 183.3827 186.1338
April 189.6682 185.5388 187.4138
May 189.3408 185.4705 187.5018
June 193.3834 188.1535 190.8741
July 196.2742 193.4370 194.8578
August 199.9103 195.5078 197.7358
September 201.9367 197.7244 199.9557
October 202.2166 201.0656 201.6558
November 204.4533 201.7355 202.9899
December 208.4174 204.5355 206.8139