YEARLY HIGH
152.1940 GNF
YEARLY LOW
141.8322 GNF
YEARLY AVERAGE
145.7470 GNF

2026 PHP to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 152.1940. Conversely, the yearly low was recorded on July 23, dropping to 141.8322.

This high-to-low spread represents a total annual volatility of 10.3618 GNF. From a start-to-finish perspective, comparing the January average rate of 147.9583 to the December average rate of 142.3604, the exchange rate registered a net change of -3.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 152.1940 was down 3.03% compared to the 2025 peak of 156.9479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 38,048,501 GNF
2025 Average 37,696,075 GNF
Yearly Trough Low 35,458,043 GNF
Transaction Impact: A difference of 2,590,458.33 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

151.5957
141.5208
JanuMarcMayJuly

PHP to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 146.3114, compared to 142.3604 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.9510 points.

H1 Avg (Jan–Jun) 146.3114
H2 Avg (Jul–Dec) 142.3604

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 7.1734 GNF (High: 151.6853 / Low: 144.5119). On the other end, May was the most stable month, with a tight range of 0.6577 GNF (High: 143.2069 / Low: 142.5491).

March Spread (Volatile) ±7.1734
May Spread (Stable) ±0.6577

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.5297 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.5297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 150.7561) against the same month in 2025 (average: 149.1508), the exchange rate shifted by +1.6053 (+1.08%).

2026 Avg (February) 150.7561
2025 Avg (February) 149.1508

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 149.2113 147.0878 147.9583
February 152.1940 148.4511 150.7561
March 151.6853 144.5119 147.2264
April 147.9103 142.3725 145.8570
May 143.2069 142.5491 142.7598
June 145.4282 141.9124 143.3108
July 142.8753 141.8322 142.3604